Property Attributes
- MLS#2026029107
- TypeSingle Family
- Listing Status Active
- CountyLee
- CityST. JAMES CITY
- AreaST JAMES CITY
- NeighborhoodST JAMES CITY
- Zip33956
- Style
- Year Built1981
- Taxes$ 4615
- Price$ 549,900
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1224
- Lot Size1.466 Acres
Data Source:
Southwest Florida MLS Datashare
Property Description
SELLER FINANCING - 1.4 ACRES, TURNKEY FURNISHED, HEATED SALTWATER POOL, 2,100-SQ.-FT. GARAGE This custom-built 2-bedroom, 2-bath St. James City home sits on approximately 1.4 acres, and offers exceptional privacy, flexibility, storage, and true Southwest Florida island living. Originally custom built by Stearns Custom Home Builders for themselves, the home showcases impressive craftsmanship throughout with board-and-batten walls, tongue-and-groove ceilings, beadboard accents, detailed trim work, and beautiful coastal finishes. The remodeled kitchen features quartz countertops, stainless steel appliances, solid wood cabinetry with soft-close doors and drawers, and detailed tilework. Hurricane-impact windows and doors provide added protection, while turnkey furnishings make this Pine Island retreat ready to enjoy from day one. The upstairs main living area includes a spacious primary bedroom and open balcony overlooking the tropical pool setting. Downstairs, a private guest suite features a kitchenette, walk-in closet, and bathroom, providing excellent flexibility for visitors, extended stays, multigenerational living, or additional private living space. Outside, enjoy your own tropical Southwest Florida retreat with a detached heated saltwater pool surrounded by lush landscaping and mature Areca palms - perfect for relaxing, entertaining, or enjoying Florida sunshine year-round. One of the property’s biggest highlights is the impressive approximately 2,100-square-foot detached concrete garage with a commercial-grade automatic roll-up door, additional air-conditioned room, 50-amp RV hookup, and newer RV pad. There is exceptional space for boats, RVs, vehicles, golf carts, recreational equipment, hobbies, workshop needs, or storage. Located in St. James City on Pine Island, the property is close to boat ramps, fishing, kayaking, local restaurants, waterfront dining, and the laid-back Old Florida lifestyle the area is known for. The golf cart-friendly island atmosphere and access to Southwest Florida waterways make this an ideal location for those who love boating and outdoor recreation. Whether you are searching for a St. James City acreage home, Pine Island property with a large garage, turnkey Florida retreat, home with RV and boat storage, multigenerational property, seasonal residence, or unique Southwest Florida investment opportunity, this property offers space and versatility that are hard to duplicate.
| Price History | |
|---|---|
| 7/7/2026 | Listed $599,000 |
| 9/2/2026 | 8$549,900 |
General Features
| Living Area | 1224 |
|---|---|
| Sewer | Septic Tank |
| Heating | Central Electric |
| Cooling | Ceiling Fan(s),Central Electric |
| Roof | Metal |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven,Washer |
| Zoning | RS-1 |
| Garage Spaces | 4 |
| Patio/Porch Features | Deck,Patio |
| Architectural Style | Two Story,Single Family |
| Pool Features | Below Ground,Concrete,Equipment Stays,Electric Heat |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Frame,Stucco,Vinyl Siding |
| Pets Allowed | Yes |
| Year Built | 1981 |
| View | Landscaped Area |
| Levels | 2 |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Parcel Number | 04-45-22-05-0000F.0110 |
| Waterfront Features | None |
| County | Lee |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | None |
| HOA | false |
| Attached Garage | false |
| Subdivision Name | ST JAMES CITY |
| Garage Y/N | true |
| Other Structures | Storage |
| Full Baths | 2 |
| Status | Active |
| ModificationTimestamp | 2026-09-20T17:15:36.440Z |
| City | ST. JAMES CITY |
| Senior Community Y/N | false |
| Number Of Units Total | 1 |
| MLS Area | ST JAMES CITY |
| Lot Size Units | Acres |
| Lot Size Square Feet | 63859 |
| Carport Spaces | 2 |
| Carport Y/N | true |
| Tax Annual Amount | 4615.22 |
| Ok to Lease | Buyer Finance/Cash,Seller Financing |
| Virtual Tour | https://listings.homefocusfl.com/sites/rygyvxjj/unbranded |
| Structure Type | House |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Virtual Tour | https://www.propertypanorama.com/instaview/fgcmls/2026029107 |
| Freehold | IDX |
| Gulf Access | false |
| Unit Floor | 2 |
| Boat Access Type | None |
| Community Type | No Subdivision |
Interior Features
| Interior Amenities | French Doors,Smoke Detectors,Window Coverings |
|---|---|
| Flooring | Tile,Wood |
| Furnished Y/N | Turnkey |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Coverings |
| Fireplace Y/N | false |
| Laundry Features | Laundry in Residence |
| Total Bedrooms | 2 |
| Total Baths | 2 |
| RoomBedroomFeatures | Master BR Upstairs |
| Dining Room Features | Dining - Living |
| Elevator | None |
Exterior Features
| Exterior Amenities | Balcony,Open Porch/Lanai,Storage |
|---|---|
| Parking Features | Guest,Load Space,RV-Boat,Under Bldg Open,Detached,Attached Carport |
| Lot Features | Corner Lot,Oversize |
| Water Source | Softener,Well |
| Total Parking | 6 |
| Lot Size Area | 1.466 |
| Foundation Details | Pillar/Post/Pier |
| Park Name | ST JAMES CITY |
| Spa | false |
| Building Area Total | 2112 |
| Lot Size Acres | 1.466 |
| Road Surface Type | Gravel |
| Private Pool | true |
| Waterfront Y/N | false |
| Covered Spaces | 6 |
| Door Features | French Doors |
| Horse Y/N | false |
| Rear Exposure | W |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating